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Understanding the basics of personal injury law

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Personal injury law is an area of civil law that protects victims of accidents through seeking of monetary compensation to cover for damages due to the injury.  Image source: piratelaws.com There are two sides involved, with the injured person or victim being the “plaintiff,” and the individual, entity, or multiple parties responsible named as the “defendant.” In most cases, the objective of the plaintiff is to receive the monetary compensation they allege they deserve, instead of having the defendant be punished.  The defendant, on the other hand, attempts to prove that the damage was consciously or inadvertently caused by the victim.  Personal injury law applies to various situations, including the following:   Accidents: When someone acts negligently and it results in harm to another individual, the latter can file a personal injury lawsuit. Examples of this type are vehicular accidents, medical malpractice, and hazards in the work...
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Employee privacy: What are your rights?

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There are privacy rights governing an employee’s personal information as well as activities in the workplace. Here are some of them:  Image source: Pixabay.com Use of personal information   The law protects private information held by government agencies, and not private firms. In the private sector, it is up to the employers to act in good faith in handling employee information. It is widely known, however, that employee details should only be released to those needing it for legitimate as well as legal reasons.  Electronic monitoring   Companies are allowed to monitor phone, computer, and email use among employees, and it is generally recommended that these policies be transparently defined and communicated to them. They usually state that employees have no expectation of privacy while on company property or using company resources.  Drug and alcohol testing   This is permitted within private firms, although records ...
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Building a Legacy: The Importance Of a Business Succession Plan

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Based on figures from the U.S. Small Business Administration, approximately half of small business owners, which equals to around 28 million people, are at least 50 years old. This means that they may be at the point in their lives when they are deciding on what to do with their business. Image source: engracefinancial.com Owners have choices as to what to do with their business when they eventually retire, when they decide to change careers, or move away from their present location. A little less than 80 percent of small business owners, according to a study by CNBC and the Financial Planning Association, intend to sell their business, which they would subsequently use as retirement funds.  There are some, though, who would rather pass down the business to someone they trust that can continue the legacy they have built. And for this, a succession plan should be created.  It involves more than just choosing a successor from the family or within the orga...
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